Many people are affected by traumatic things that happen in their lives and these traumas are often accompanied by great financial strain. Often though, someone else is to blame for the trauma that has occurred, like drunk drivers, and people are granted structured settlements to help with their medical expenses, and living expenses. These settlements can truly be lifesavers. So much can go wrong in the wake of tragic accidents. It’s not just about getting over the pain of that one fateful day. It is about finding a way to live with the damage that day has inflicted. And so – often, the settlements really are lifesavers. But then life moves on. And circumstances change. Perhaps one physically recuperates, for the most part, and gets back on one’s feet. Maybe you get married, and want to start a family and move out of your small apartment, that isn’t in such a great neighborhood – just like Randy and his wife. And you maybe just don’t have the money to do that, although you are surviving financially. You could sell your Structured Settlements at J.G. Wentworth, or even just a portion of it, if you wanted to hold on to some of it for the security that it provides you. And that would give you just what you need to move up to a nicer place. Or say, like Carolyn, after your traumatic event, life gets so hard, that the monthly amount of your settlement is just not getting you where you need to be, and you start to accrue too much debt. You could cash in your settlement, keeping part of it, and get yourself out of debt. A lot of these people say that they never knew such a thing existed as cashing in your settlement. The only reason they found about it was because they saw a commercial on TV about it. And to tell you the truth, I didn’t know about them before this week, and now I’m glad that I do!

Have you been thinking of getting cash for your structured settlement? Well, I’ve been looking over a site this morning that is very helpful in deciding which route you should take, or even if you should. If you head on over to the site, SSQ, you will find a wealth of information and advice. They work with a large network of financial companies, and when you fill out the onsite application, they are able to get you immediate quotes from four different companies. They will also send you free information on structured settlements, tips on selling your settlements, and also your rights as a settlement owner. They also have a lot of helpful articles on their site, in the form of a blog. The article that I found the most informative is called, “Guide to Selling a Structured Settlement”. They take you through the process, step by step, and explain exactly how to determine if you should sell, how to go about checking up on the different factoring companies that give you quotes, and exactly what will transpire once you and the factoring company decide to go ahead. The other article that really struck me as helpful is called, “3 Reasons Not to Sell a Structured Settlement”. The fact that they provide so much information and guidance, in even deciding if you should sell your settlement, to me, speaks very highly of them.

I would most certainly gather some credit card intelligence before ever attempting to purchase anything on credit again. My husband and I are just not so good with credit cards. We managed to make a mess of our finances rather quickly upon receiving our first credit card. It just wasn’t pretty.

So I think a good credit card education is in store for us. There are all sorts of things to learn about how to properly handle yourself when operating on credit cards.

We wouldn’t need to learn about balance transfers, because we would be starting all over fresh – if that ever happens, that is.

A good place to start, though, would be to compare credit cards, not just jump on the first offer that pops up in the mailbox!

A 0% credit card sure sounds nice! I’m not sure how long that introductory period of 0% lasts, but, 0% sounds really great! At least, you would have time to maybe pay off your purchases before any interest starts accruing.

Well, at any rate, we would have to not only investigate, but, also think long and hard before getting credit cards again!